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SMART Payment Plan is a reliable biweekly payment system company that offers its clients and dealers the best security and services possible so they never have to worry about stolen information or late payments. SMART Payment Plan offers several advantages to consumers looking for a more affordable way to pay their mortgages and other loans, but many lenders and sellers have also found that they benefit from the excellent service quality that the company offers.    

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Smart Payment Plan Services

SMART Payment Plan's Biweekly Payment Schedule

SMART Payment Plan is the premier biweekly loan payment company. Many consumers choose to use SMART Payment Plan's biweekly option because they find that smaller, more frequent loan payments are easier to afford than large payments that are made at the end of the every month. The difference could be between writing a check for, say, $500 instead of $1000.

SMART Payment Plan's Smaller Loan Payments

SMART Payment Plan makes loan payments more affordable by scheduling them for every other week instead of at the end of each month. This might not sound like a big advantage at first, but many people have found that it helps them budget their money much more effectively. Most people get paid by their employers on a biweekly basis, so it is easy for them to make loan payments every other week. They find, however, that it is difficult for them to reserve money from every check so that they can make a large payment at the end of the month.

SMART Payment Plan Can Make Your Loan Repayment Smaller

SMART Payment Plan helps you make biweekly payments that are more affordable for your family, but it also encourages you to put more money towards loan repayment each year. When you make biweekly half payments, you actually end up making 13 whole payments every year instead of the 12 payments that you would make if you used a monthly schedule.

Making this additional payment each year can lead to big savings, especially if you have a fairly high interest rate on your loan. Reducing the amount of time that it takes you to repay your loan in full also reduces the amount of time that your lender applies interest to your principal. Making the extra payments each year through SMART Payment Plan's biweekly schedule could therefore save you thousands of dollars without ever causing you extra financial stress.

SMART Payment Plan is Safe and Secure

SMART Payment Plan automatically transfers money from your checking account so you always pay your biweekly half payments on time. Automatic transfers are often safer than sending checks through the mail, so customers benefit from added security. When you send a check through the mail, it is fairly easy for someone to intercept the payment. There is little that you can do if this happens. SMART Payment Plan, however, offers fraud protection so you do not have to worry that someone will steal or misuse your personal information. Electronic transfers are also regulated by federal law. SMART Payment Plan follows these laws closely to give its customers the best possible security.